New Year Resolutions to Help You Save


Save Energy and Conserve Water

Resolve to save energy and water this year by developing a practical strategy. But to reap the full benefits from conservation efforts, everyone in the home needs to participate, from the youngest to the oldest.  A little practice will quickly turn into a good routine of conserving water and energy.

Save Money in Practical Ways

There are lots of money-saving tips including mine, but while many involve financial strategies, there are many practical no-risk ways to save money. Here are just a few, but if you look around you; you will undoubtedly find more.

  • Pay bills on time and save money in interest charges.
  • Drop coin in a jar and save for that new furniture item you need.
  • Review your mortgage details and look for interest-saving options such as shorter payment cycles.
  • Think twice or count to twenty, before buying on credit.
  • Reduce the amount of credit cards you have.
  • Consider buying reconditioned tools
  • Drop at least one monthly household expense you can live without. That could be reducing your television viewing package or eliminating a dinner out.
  • Purposely leave your bank debit card at home on at least one outing a month.
  • Look for small ways to reduce debt; make an extra payment.
  • Return rented gear or videos on time.

Save on Foods and Groceries

The food budget tends to be the highest monthly expense for families, even topping the mortgage payment for some. You can reduce that outlay and save money by looking for practical ways of making economical meals, going back to basics with homemade recipes, reducing food waste and protecting stored foods.

Save By Keeping Your Home Safe

Keeping family members safe is of course the highest priority, but keeping your home safe also has financial benefits. Smoke alarms and carbon monoxide detectors cost very little and are your first defense in keeping loved ones and home safe.

  • Install and check smoke alarms.
  • Install a carbon monoxide detector if you burn wood, or have an oil or gas-fired hot water heater, furnace, range or other appliance.
  • Install child-proof locks on cabinets where poisons are stored, including cleaners and medications.
  • Use only UL-certified electrical appliances and products.
  • Inspect appliance cords to ensure they are safe.

Recycle, Reuse, Regift & Return

  • Don’t take a lax position when it comes to returning items you don’t need or want; return them for cash or something useful.
  • Recycling and reusing things saves money, either directly or indirectly and if we all take part, the savings will be higher.
  • Consider regifting as a practical, viable and acceptable practice.
  • Recycle and donate to others those things you have no need of.
  • Turn unwanted items into cash with a yard sale.
  • Return borrowed items.

Save Your Sanity and Destress for Free (or close to it)

We tend to think that the gym or Yoga class is the only way we can destress, or to go shopping which just adds to financial stress. There are lots of ways to destress with little or no cost. Sometimes, just a change of scenery helps, or doing something different to not dwell on burdens, can help.

But remember to take the family along; even a child needs to destress. And don’t be afraid to seek professional help if you need it.  Someone else can help you develop coping skills.

  • Take a stroll, hike or bike ride.
  • Take up gardening
  • Take the family on a picnic, even just in the backyard or nearby park.
  • Plan a family field trip – fishing, to the playground, country, visit a farm or the local library.
  • Do at least one act of kindness a month – pay it forward; it makes everyone feel better.
  • Hold a weekly family night – dance, watch a movie or play games. Invite friends to help them relax too.
  • Buy an exercise video and do it with a friend.
  • Visit a friend, family or a shut-in.

Save and Be Happier – it’s the Year of the Rabbit

We’ve learned some important lessons since the economy took a downturn. Let’s not forget them! We should continue to look for ways to live frugally and go forward with a bounce in our step, a thankful heart and embrace the new year.

If you need a little stuffed bunny to make you smile once in awhile – get one. It’s the Year of the Rabbit and the Chinese are looking forward to a happy one and so can you. Every time you save, regardless of how small, you’ll be smiling – and that makes for a brighter year all around.


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